Your equity can make life a little easier

Tired of making mortgage payments? ICG offers Reverse Mortgage programs where your home actually pays you! If you have equity and are at least 62 years of age this may be the program for you. A reverse mortgage allows you to tap into the equity of your home and provides you with a source of tax-free income. The title of the home stays in your name and since no monthly payment is required it provides you with investment opportunities, more financial flexibility, or additional income to enjoy your life.

Qualifying for a reverse mortgage isn't always easy, but it is simple. With proper guidance from our loan officers, ICG will work with you to determine if a reverse mortgage is a good approach for you. In addition to an age requirement, you must own your home and use it as a primary residence. Although you are still responsible for taxes, insurance, and any homeowners' association fees, the supplemental income can be just what you need to experience a secure, stress-free retirement.

Reverse mortgages are not the best solution for everyone but, in some cases, it's a perfect option to help you better plan and enjoy retirement. Contact our lending team to help determine if a reverse mortgage is right for you.

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