Fannie Mae has rolled out a new refinance program that is making it possible for homeowners to refinance and secure a more manageable interest rate and monthly payment. ICG is offering a new Fannie Mae refinance program, RefiNow™, that may make it possible for you to lower your monthly payment and free up extra cash each month.

Requirements for Applying

  • Your income must be less than or equal to 100% of the applicable area median income where your home is located
  • Your existing loan must have closed at least a year ago
  • Your new loan must be a fixed-rate mortgage, reduce your current interest rate by at least 0.5% and lower your monthly payment
  • You must have a FICO score of at least 620
  • Your home must be a one-unit primary residence
  • All your mortgage payments over the past six months must have been on time and you must have no more than one 30-day late payments in months 7-72 of the past year

Click here for more information about the benefits of a RefiNow loan.

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