Finding The Right Loan
Refinance your home
Spending too much on your mortgage? Now is the time to find out how refinancing with Intercontinental Capital Group, Inc. can help put your home to work for you.
Purchase a New Home
Low interest rates and increased supply in the housing market means the home of your dreams could soon be a reality. Learn how now might be the time to buy with a little help from ICG.
Tired of making mortgage payments? ICG offers Reverse Mortgage programs where your home actually pays you. If you have equity and are of a certain age this may be the program for you.
REFINANCING YOUR HOME
The housing market is dynamic. It experiences growth, evolution, and change. This means that the best loan option when you purchased your home may not necessarily be the best mortgage you could get now. With InterContinental Capital Group, Inc. you have the freedom to benefit from positive changes in the industry by refinancing your mortgage. We will take the time to walk through your unique situation in order to deliver the best experience.
Some of the reasons you may want to consider a mortgage refinance are: locking in lower monthly payments or taking advantage of an improved financial situation like better credit scores. Many of our happy clients have used this as a way to budget for home improvements and assist in consolidating debt. Some have even used refinancing as a way to get relief from the cost of private mortgage insurance. Refinancing your mortgage is a helpful way to help you and your family become more secure.
Our mortgage experts are here to evaluate your circumstances and help determine if refinancing would be beneficial for you. We work hard to evaluate each situation, give you the knowledgeable advice you deserve, and help you weigh your options. Many homeowners stand to gain a great deal from refinancing their current mortgage. Let us help you today.
PURCHASING A NEW HOME
Purchasing a home can be one of the most rewarding times in a person's life, especially for a first-time homebuyer. Your new home is where you'll likely be building memories and experiences for decades. Whether this is your first time buying a home or not, we understand the important steps to keep your mortgage on track.
Our expert staff at InterContinental Capital Group, Inc. is dedicated to providing homeowners with great rates, fair terms, and incredible service. Let us help guide you through the process. We will help you understand the technical aspects behind getting approved as well as the financial planning. We will take the time to learn about you as an individual. Our loan officers are highly trained not only to get you a great mortgage, but also help you down the path of financial freedom.
When you work with InterContinental Capital Group, Inc. you'll learn that it's not just about credit score, employment history, and debt-income ratios. It's about trustworthy service. We'll work hard to get you the mortgage you deserve. Contact us today to see how you may qualify to make one of the greatest investments of your life.
Homeowners at least 62 years of age can receive a number of benefits with a reverse mortgage. Work with a qualified counselor at InterContinental Capital Group, Inc. to help assess your situation. A reverse mortgage permits you to tap into the equity of your home, providing you with a source of tax-free income. The title of the home stays in your name, and since no monthly payment is required, it provides the homeowner with investment opportunities, more financial flexibility, or additional income to simply enjoy life.
Qualifying for a reverse mortgage isn't always easy, but it is simple. With proper guidance from our loan officers, Intercontinental Capital Group, Inc. helps homeowners determine the eligibility and necessity of getting their reverse mortgage. In addition to an age requirement, you must own your home and use it as a primary residence. Although you are still responsible for taxes, insurance and any homeowners' association fees, the supplemental income can be the difference between a stressful retirement and a stress-free retirement.
It is important to fully understand the requirements and terms of a reverse mortgage. While not the best solution for everyone, in some cases it's the perfect product to help you better plan and enjoy retirement. Contact our lending team to help determine if applying for a reverse mortgage is right for you.