Ray Gimenez

Mortgage Loan Officer

4.86 - 7 Review(s)

Capital Group, Inc.
1250 Kirts Blvd #100
Troy, MI, 48084
Branch: NMLS1922642
Personal: NMLS1283364

About Ray

Experienced Senior Mortgage Loan Officer with a demonstrated history of working in the financial services industry. Skilled in Sales, U.S. VA Loans, Refinance, U.S. FHA Financing, and Working with First-Time Home Buyers. Strong finance professional with a Bachelor of Business Administration (B.B.A.) focused in Business Administration and Management, General from Bethel University.


(5.00 of 5)  reviewed on July 28, 2020
Reviewed by: Jose Melgoza for Ray Gimenez
Completed transaction in July 23, 2020 in Modesto, CA
Ray and the team are very professional and always very prompt in answering my questions. This was the smoothest refinance I have went through because of Ray and the team.
(5.00 of 5)  reviewed on July 25, 2020
Reviewed by: Yohandi Garcia for Ray Gimenez
Completed transaction in July 24, 2020 in Pinecrest, FL
He was very communicative. Easy to reach. Very knowledgeable. Helpful.
(4.90 of 5)  reviewed on July 15, 2020
Reviewed by: Edwin Laboy for Ray Gimenez
Completed transaction in July 15, 2020 in Hialeah, FL
Smooth process from beginning to end. All online mostly. Good communication throughout and we achieved exactly what we wanted.
(5.00 of 5)  reviewed on July 6, 2020
Reviewed by: Thomas C McConnell for Ray Gimenez
Completed transaction in July 2, 2020 in Chattanooga, TN
Continuous communications and updates
(4.30 of 5)  reviewed on June 18, 2020
Reviewed by: Terrence Edward Costa for Ray Gimenez
Completed transaction in June 18, 2020 in Murphys, CA
Although loans are not free, you want to find the best deal. I went from a 4.125 % to a 3.0% loan, so I will be saving money over the long term. Ray kept me inform along the way, but I wish he would have explain the TOTAL closing costs besides from his own company. He did say there were other costs that he could not control, but never mentioned them in detail. Going forward, it may be a good idea to explain to the customer the total closing costs (approx.) of a loan so there are no surprises.
(4.90 of 5)  reviewed on June 16, 2020
Reviewed by: Winky Liu for Ray Gimenez
Completed transaction in June 11, 2020 in Daly City, CA
able to close the transactions within time agreed
(5.00 of 5)  reviewed on May 29, 2020
Reviewed by: Oraymis Gonzalez Otano for Ray Gimenez
Completed transaction in May 26, 2020 in Hollywood, FL


New Week – New Insight

I have successfully avoided a case of the Monday’s today with another great day of calls. It’s a little harder to get consumers on the phone on Monday’s because everyone is trying to start their weeks off as productive as possible and catching up on...
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Consumer Connect Day One

I’m writing this shortly after I’ve hung up the phone from my first round of calls with consumers and I am ending the day excited about what is to come. I spoke with many different types of people, both happy and disappointed but overall I learned...
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ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
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