avatar

Justin Garbinski

Mortgage Loan Officer

4.71 - 37 Review(s)

Intercontinental
Capital Group, Inc.
16277 N Greenway Hayden Loop, 2nd Floor
Scottsdale, AZ, 85260
Branch: NMLS1920172
Personal: NMLS629944

About Justin

It has always been my goal to build a relationship with my customers that helps them feel they are respected. I want to show them my knowledge, my honesty and show them how my company empowers me to get the job done for them. I work hard for my customer’s loyalty, by making sure to respond to their emails and phone calls in a timely manner. I have 11 years of experience to help me find you the best savings for your situation.

I understand that financing or purchasing a home is usually the largest and most stressful transaction anyone will have to deal with. I will be with you every step of the way to make sure you have someone to answer your questions and make sure everything is transparent. Intercontinental Capital Group works with people looking for long term, all the way to shorter term loans.

I have an advantage at Intercontinental Capital Group, being a direct lender; it makes it so we can offer you options that are not available through other lenders. Being a direct lender can allow us to provide financing to many people who have been turned away due to negative equity, lack of down payment, high debt-to-income ratios, or simply because their current loan has something like private mortgage insurance.

I enjoy helping my clients save money or even purchase the home of their dreams. I also like coaching my kids’ youth sports teams. My family and I enjoy going to the games and supporting each other on and off the field. I always make sure my customers are just as happy as I feel when one of my kids has a big win on the field, because to me my clients are like my family.

Give me a call or email me today, I will be happy to help you.

Reviews

(5.00 of 5)  reviewed on October 26, 2020
Reviewed by: Hoa A Tham for Justin Garbinski
Completed transaction in October 26, 2020 in Las Vegas, NV
.
(5.00 of 5)  reviewed on October 13, 2020
Reviewed by: Yvonne J Winn for Justin Garbinski
Completed transaction in October 13, 2020 in Grass Valley, CA
Working with Justin Garbinski was awesome because he made feel like he really cared about me & my re-fi goal. He thanked me for my service, took time to explain to me the benefits of this new loan, what I could expect as far as skipping payments among many other details and treated me like my questions and goals mattered. He worked on my loan in fine style & always emailed me back or called back I knew I was dealing with a person of high integrity and character. He is absolutely wonderful!
(5.00 of 5)  reviewed on October 11, 2020
Reviewed by: Yong Lee for Justin Garbinski
Completed transaction in October 9, 2020 in Plainsboro, NJ
Took his time to answer all of my concerns. Great interpersonal skills
(5.00 of 5)  reviewed on October 5, 2020
Reviewed by: Laurie L Verdugo for Justin Garbinski
Completed transaction in September 29, 2020 in Mesa, AZ
Justin was very clear and totally available for all of our questions. Super easy process!
(3.10 of 5)  reviewed on October 1, 2020
Reviewed by: Claudio Mejia for Justin Garbinski
Completed transaction in September 28, 2020 in Sacramento, CA
Needed better communication, especially when it took so long to process the loan. i had to initiate the conversation in many instances.
(5.00 of 5)  reviewed on October 1, 2020
Reviewed by: Nerijus Baronas for Justin Garbinski
Completed transaction in September 29, 2020 in Tempe, AZ
Great service and excellent communication.
(5.00 of 5)  reviewed on September 30, 2020
Reviewed by: Jason Raber for Justin Garbinski
Completed transaction in September 30, 2020 in Chandler, AZ
Justin's smooth vocals and poignant lyrics are unprecedented! He also knows a little bit about mortgages.
(5.00 of 5)  reviewed on September 17, 2020
Reviewed by: Anna J. Morriss for Justin Garbinski
Completed transaction in September 8, 2020 in St Petersburg, FL
Justin is extremely collaborative and worked with us to craft the perfect loan package. He dug into our goals and circumstances to truly understand the details. This led us to be able to close more quickly than expected, at a super competitive rate. I couldn’t be more pleased with Justin!
(5.00 of 5)  reviewed on September 9, 2020
Reviewed by: Erik Dill for Justin Garbinski
Completed transaction in August 25, 2020 in Fallon, NV
Great communication from start to finish, and very happy with my new loan.
(5.00 of 5)  reviewed on September 2, 2020
Reviewed by: Debra Montano for Justin Garbinski
Completed transaction in August 31, 2020 in Las Vegas, NV
Justin was very informative and communicative; would recommend him to others.

Articles

ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
Read More

Constantly Striving to Improve

According to the latest Monitor Report from Black Knight, Housing Wire just published an article stating that organizations have plummeted from the first quarter of this year, which, was led by a drop in refinancing organizations. “Overall...
Read More