Josh Kumar

Mortgage Loan Officer

4.15 - 3 Review(s)

Capital Group, Inc.
420 Exchange #200
Irvine, CA, 92602
Branch: NMLS1493860
Personal: NMLS1739818

About Josh

Accomplished mortgage banking professional with comprehensive accomplishment leading loans for home buying, refinancing ,home equity and a passion for helping home buyers, owners and builders learn more about loan options. Known as an innovative thinker with strong residential, FHA, VA and commercial mortgage acumen. Skilled at educating my customers about renovation financing, home buying and refinancing solutions, as well as jumbo, adjustable-rate, and reverse mortgages. Highly organized creative problem solver who excels at guiding home buyers through complicated applications.


(4.50 of 5)  reviewed on February 22, 2021
Reviewed by: Carol L Pickard for Josh Kumar
Completed transaction in February 22, 2021 in Yuba City, CA
Vibek "Josh" Goswami was amazing. Very personable and I felt like he had my best interest at heart. The process' however were painfully slow. I started the process in early July 2020 and didn't finish until mid-Feb. 2021. Josh's supervisor made "excuses" saying it was my solar company etc...which may have slowed things a month but come on! Excuses not what I wanted! I would be most pleased to recommend Vibek Goswami but NOT Intercontinental.
(3.80 of 5)  reviewed on February 13, 2021
Reviewed by: Nathaniel Gerard Sonnier for Josh Kumar
Completed transaction in February 10, 2021 in Rancho Santa Margarita, CA
Better communications and the estimate was much higher than agreed. I get it is an estimate but it was much higher. This process was way too long.
(4.10 of 5)  reviewed on November 20, 2020
Reviewed by: Carol Pickard for Josh Kumar
Completed transaction in September 30, 2020 in Elk Grove, CA
Vibek (Josh) has been a doll to work with BUT I will say the process has been extraordinarily slow and towards the end here I have had very little communication. I started the process in July. It's nearly Dec and we haven't closed. I have provided all info within 24 of being asked for it. Oftentimes responding the same day. I know there have been a lot of refi's but this took a ridiculously long time.


ICG named Inc. 5000 fastest-growing private companies in America

The team and I at InterContinental Capital Group (“ICG”) announced today that we have been named to the prestigious Inc. 5000 list. Inc. 5000 is an exclusive ranking of the nation’s fastest-growing private companies. This is ICG’s first time being...
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Constantly Striving to Improve

According to the latest Monitor Report from Black Knight, Housing Wire just published an article stating that organizations have plummeted from the first quarter of this year, which, was led by a drop in refinancing organizations. “Overall...
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