Joseph Chiofalo

Branch Manager

4.98 - 54 Review(s)

Capital Group, Inc.
7100 W Camino Real #202
Boca Raton, FL, 33433
Branch: NMLS1452110
Personal: NMLS1001412

About Joseph

Joseph L. Chiofalo is a distinguished multi-state licensed Mortgage Loan Originator (MLO) and Branch Manager at InterContinental Capital Group, FL. As head of customer relations and client intake, he plays an integral role in managing end-to-end aspects of the loan process, from origination through closing. Staunchly believing in lean lending principles, transparency, and consumer advocacy, his philosophies naturally align with ICG's core competency of consumer empowerment through financial education, market awareness and technological democratization. Joseph's background and expertise are extremely well established, maintaining Florida licenses Having spent over a decade as a Loan Officer and Real Estate agent, Joseph maintains a wealth of experience in the real estate finance industry, gleaning accolades and corporate recognition for consistent high sales volume and team leadership roles. Before joining InterContinental Capital Group in 2018, Joseph worked for a diverse range of outfits, including Amerisave Mortgage, First Mortgage Credit Union & Refinance.com / Homebridge Mortgage Bankers & LoanLynx. Joseph is passionate about assisting first-time homebuyers, homeowners, veterans, investors and all consumers alike, secure financing for residential, commercial and/or business purposes.


(5.00 of 5)  reviewed on May 11, 2017
Reviewed by: danderson1947 for Joseph Chiofalo
Completed transaction in May 1, 2017
My wife and I had the wonderful privilege to work with Joseph. Joseph made sure all necessary information was communicated to us and that we were kept informed of our process of refinancing our home for a lower interest rate which substantially lowered or monthly payment. Words can not explain how satisfied we were with his business knowledge. If anyone is looking to purchase or refinance a home, We HIGHLY recommend LoanLynx " & Joseph.
(5.00 of 5)  reviewed on July 1, 2019
Reviewed by: Dawn D Frandsen for Joseph Chiofalo
Completed transaction in June 26, 2019 in North Port, FL
Thank you Joseph for your professional support and for getting everything done on a timely basis. Dawn F.
(5.00 of 5)  reviewed on June 30, 2019
Reviewed by: Antonietta Adamo for Joseph Chiofalo
Completed transaction in June 26, 2019 in Port Charlotte, FL
Communication is very important to me when trying to achieve a goal. Joseph was very professional in keeping in touch with me. Whether by phone or by text and got the job done. I believe Joseph went above and beyond the call to make me a happy homeowner. To the point where my real estate agent told me she's going to start referring her clients over to Joseph. I want to say Thank You to Joseph for all he has done. A Adamo
(5.00 of 5)  reviewed on June 20, 2019
Reviewed by: Mr and Mrs Lafortune for Joseph Chiofalo
Completed transaction in June 1, 2019
My husband and I are extremely lucky for the opportunity to have Joseph assist us in our home buying journey. We are first time home buyers who needed to be coached through the process and Joseph had the patience of a saint. Phone calls ananwered text were answered all times of the day, weekends too! Joseph really delivered for us. I couldnt imagine ever working with anyone else. Thank you so much Jospeh.
(5.00 of 5)  reviewed on April 5, 2019
Reviewed by: George R Lindstrom for Joseph Chiofalo
Completed transaction in April 1, 2019 in Lehigh Acres, FL
Joseph was awesome!!! Very professional and on point.Will recommend him always
(5.00 of 5)  reviewed on March 15, 2016
Reviewed by: madgilligan for Joseph Chiofalo
Completed transaction in March 15, 2016
I recently refinanced my home as I realized that I could get a 3.5% interest rate, working with Joseph that came down to 2.75%. He was very responsive and explained the process to me very clearly and it was done in a couple of weeks. Easy peazy lemon squeezy.Thanks Joseph.
(5.00 of 5)  reviewed on April 4, 2019
Reviewed by: VTY848TB for Joseph Chiofalo
Completed transaction in March 1, 2019
Joseph. Thanks for all the work and dedication on our first home purchase. Made the VA loan process easier and less painful than expected. Always responded to questions and phone inquiries promptly with understandable answers. Will recommend to anyone in the market for purchasing a home. The whole team deserves a thanks and am extremely happy with the outcome.
(5.00 of 5)  reviewed on April 4, 2019
Reviewed by: kkeller669 for Joseph Chiofalo
Completed transaction in April 1, 2019
Joseph helped us from start to finish. He was available for any questions we had big or small and made sure we understood each step. My husband and I didn't think we would be able to get a house but Joseph proved us wrong. We highly recommend Joseph. We started working with him back in Nov. 2018 and we finally closed on April 1, 2019. We were denied the first time but he stuck with us and explained why we were denied and helped guide us so when we applied again Feb 14, 2019 we were approved. We can't thank him enough for helping my husband and I on our first home purchase.
(5.00 of 5)  reviewed on March 30, 2019
Reviewed by: Deeana M Atkinson for Joseph Chiofalo
Completed transaction in March 28, 2019 in Port Charlotte, FL
from the moment we started Joesph was pleasant , efficient and we highly recommend his service. My wife is in the business and she said he is one of the best mortgage people she has ever worked with.
(5.00 of 5)  reviewed on March 30, 2019
Reviewed by: Edward Baker for Joseph Chiofalo
Completed transaction in November 1, 2018
Joseph was referred to me by a close family friend. He reached out and introduced himself to me and just asked How I was doing? How my family was doing? It didnt get into the details of a loan for our house until I was ready. He made us feel like we have been friends forever. He took care of every concern that my family and I had from the initial evalutation to the closing. He let us know where we were in the process every step of the way. He called to let us know exactly where we were, what to expect, on what day, etc. I did not have to call him to follow up. I would recommend Joseph and ICG to anyone.


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