Joel Ventura

Sr. Mortgage Banker

4.63 - 70 Review(s)

Capital Group, Inc.
1515 Mockingbird Ln
Charlotte, NC, 28209
Branch: NMLS1845225
Personal: NMLS118504

About Joel

Joel grew up in Orange County, CA and moved to Charlotte, NC in 2004. Joel is fully Bilingual in Spanish. He graduated from Cal State Fullerton in California with a major degree in Psychology & Finances. Joel has over 10+ years of experience in the mortgage industry in those years Joel has helped over 800+ clients. Joel makes sure that he always finds the best possible options for his customers to make the process of each customer as seamless as possible while making sure their financial goals are the focal point throughout the transaction. He is a proud supporter of the USC Trojans and Oakland Raiders. He loves spending time with his wife Maribel and their two young children Joel Jr. & Bianca Chantal, family, friends, along with traveling, playing soccer, working on projects around the house, and watching sports.


(3.00 of 5)  reviewed on September 23, 2020
Reviewed by: Michael A Parr for Joel Ventura
Completed transaction in September 23, 2020 in Odenton, MD
I ended up paying $2,600 in points when promised it would not happen. The refi as a whole still seemed beneficial so I just ate the cost.
(5.00 of 5)  reviewed on September 17, 2020
Reviewed by: Elaine Augustine Michael for Joel Ventura
Completed transaction in September 11, 2020 in Greeley, CO
Joel was patient and helpful with the countless questions I had. When there were questions he wasn’t a 100% sure of, he contacted the right resource for the correct answers. He even put my mind at ease with the closing process when I wasn’t receiving any communication from that department. Communication is key in any relationship, knowledge is strength if used correctly - Joel used both for the benefit of his customers. I’ve recommended him to friends, I hope they contact him when they’re ready
(1.30 of 5)  reviewed on August 30, 2020
Reviewed by: Jacqueline Hume for Joel Ventura
Completed transaction in August 26, 2020 in Scottsdale, AZ
Receiving a response to e-mails, text messages or voice messages. Joel never responded to any of these until I told the loan processor via e-mail that I would not be moving forward with the loan until he responded to my multiple requests to speak with him. Oddly, he responded that same day after the loan processor forwarded that e-mail to him. When he did reach out to me, he acted as if there was never an issue with his communication with me (or lack thereof).
(4.30 of 5)  reviewed on August 26, 2020
Reviewed by: Saby Maras for Joel Ventura
Completed transaction in August 26, 2020 in Indian Trail, NC
Joel was great do to the fact he kept me in the loop but processing was little laxed and did very little compared to what Joel provided
(5.00 of 5)  reviewed on August 19, 2020
Reviewed by: Frank D Barrett for Joel Ventura
Completed transaction in August 19, 2020 in Peyton, CO
Honesty, timely, accurate.
(5.00 of 5)  reviewed on August 11, 2020
Reviewed by: Caroline Stephens for Joel Ventura
Completed transaction in August 10, 2020 in Beltsville, MD
He is very Knowledgeable, I was very undecisive but after talking to him I made up my mind on refinancing my house make the whole process is smooth and easy. He will be my to go person once I decide to purchase a second home! And of course I will recommend him with my friends and family as well as my future clients as I’m studying real state.
(5.00 of 5)  reviewed on August 10, 2020
Reviewed by: Omar R Espinal for Joel Ventura
Completed transaction in August 7, 2020 in Kissimmee, FL
fast and easy process with honesty and on time answered when you need it. I will recommend to anyone looking to buy or refinance.
(5.00 of 5)  reviewed on July 29, 2020
Reviewed by: Freddy B Paquian for Joel Ventura
Completed transaction in July 23, 2020 in Murrieta, CA
His response was great when I had questions.
(4.30 of 5)  reviewed on July 20, 2020
Reviewed by: Yanisleydis Benavides Vazquez for Joel Ventura
Completed transaction in July 17, 2020 in Port Richey, FL
El interés que me ofrecieron fui muy bueno, gracias a ellos me ahorrare un buena suma en intereses. Lo recomiendo mucho.
(3.90 of 5)  reviewed on July 17, 2020
Reviewed by: Viviana Pulgarin-Plata for Joel Ventura
Completed transaction in July 13, 2020 in Charlotte, NC
More communication to ensure the buyer knows what’s going on. Also making sure there weren’t any errors with the loan before getting to the closing table.


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